Finance and accounting · Payables, procurement and spend
Stampli
Procure-to-pay built around invoice collaboration, run day to day by Billy, its AI agent.
Our pick for payables, procurement and spend- Vendor
- Stampli
- Pricing model
- Usage-based pricing by invoice volume; quote only.
- Runs on
- Stampli cloud
- Agentic OS layer
- Flow
- Industries
- Any industry
- Last reviewed
- November 2026
Our verdict
The easiest way to get approvers across the business to deal with invoices, with an AI agent that learns your coding. It sits on top of your ERP rather than replacing it.
What it is
Stampli handles invoice capture, coding, approvals, purchase orders, vendor management, payments and cards, with conversations attached to each invoice. Billy, its AI agent, captures data, codes lines, matches POs, predicts approvers and flags fraud, learning from your past decisions.
It mirrors your ERP's chart of accounts and entities, with over 70 ERP integrations.
Best for
Companies with distributed approvers, such as construction, healthcare and multi-site businesses.
Not the right fit
Teams that mainly need global mass payments, where Tipalti is stronger.
Key capabilities
Billy the AI agent
Coding, matching, approver prediction and fraud flags.
Invoice collaboration
Questions and approvals on the invoice itself.
ERP-aligned
Mirrors your ERP structure without rework.
Payments and cards
Pay vendors and manage cards in one place.
Strengths
- Fast rollout, often weeks
- Approvers adopt it easily
- Coding accuracy improves over time
Watch-outs
- No public pricing
- Overage fees at high volume
- Global payments less deep than specialists
Pricing
Stampli does not publish prices and quotes by invoice volume. Third-party estimates put core AP automation around $1,500 to $2,500 a month for 300 to 1,000 invoices, with overage fees above contracted volume.
Checked November 2026. Vendors change plans often, so confirm current pricing with Stampli before you budget.
Security and governance
Role-based access, audit trails, fraud detection and SOC reports; the ERP stays the system of record.
How we would roll it out
- Connect the ERP firstSync vendors, accounts and entities.
- Let Billy learn from historyLoad past invoices so coding starts strong.
- Set approval rules by amountKeep humans on high-value invoices.
Compare with
Other tools in Finance and accounting, closest match first.
Tipalti
Payables, procurement and spend
Global payables automation: supplier onboarding, tax compliance and payments to 196 countries.
Best for Companies paying many suppliers or partners across countries.
Ramp
Payables, procurement and spend
Corporate cards, expenses, bill pay and procurement with AI agents that review every transaction.
Best for Companies that want spend control and AI expense review in one tool.
BlackLine
ERP and financial close
Enterprise financial close, reconciliation and intercompany platform with Verity AI agents.
Best for Enterprise finance teams that need a controlled, auditable close.
Oracle NetSuite
ERP and financial close
Cloud ERP for mid-market companies, with NetSuite Next AI agents included in the licence.
Best for Growing companies that want one cloud ERP with built-in AI.
Choosing between Stampli and the alternatives?
Book a call. We look at your systems, data and governance together and tell you which platform fits, and what to build on it first.