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AI regulation tracker

The AI rules that apply to enterprises in the EU, India, the US, the Middle East and Australia: what each covers, the dates that matter, and what to do now.

Last reviewed 11 November 2026 · General information, not legal advice

Region
Industry

EU

EU AI Act

Phasing in
  • Prohibited practices and AI literacy: since 2 February 2025
  • General-purpose AI models: since 2 August 2025
  • Stand-alone high-risk systems: 2 December 2027
  • High-risk AI in regulated products: 2 August 2028

Applies outside the EU when AI is placed on the EU market or its output is used there. The Digital Omnibus delayed high-risk duties; it did not remove them.

Do now: Classify each AI use by risk level, and build oversight, logging and documentation into agents now.

All industries

Source
India

Digital Personal Data Protection Act and Rules

Phasing in
  • Data Protection Board: since November 2025
  • Consent managers: 13 November 2026
  • Full obligations for all organisations: 13 May 2027

Covers notice, consent, security, breach reporting and data rights for digital personal data in India.

Do now: Make sure every agent that reads personal data can check purpose and consent status before it acts.

All industries

Source
India

RBI FREE-AI framework

Guidance
  • Report published: 13 August 2025

Seven principles and 26 recommendations for banks, NBFCs and other regulated entities, including a board-approved AI policy, an inventory of AI systems and periodic audits. Recommendations, not yet binding rules.

Do now: Adopt a board-approved AI policy and keep a live register of every model and agent.

Banking and payments

Source
India

SEBI guidelines on AI and ML in securities markets

Expected
  • Consultation paper: June 2025
  • Final guidelines signalled: August 2026

Expected to require kill switches, human-in-the-loop controls, data controls and accountability for third-party tools.

Do now: Confirm every trading, advice and surveillance model has a tested off switch and a named owner.

Banking and payments

Source
US

Colorado automated decision-making law (SB 26-189)

Starts soon
  • Signed: 14 May 2026
  • Applies: 1 January 2027

Replaces the 2024 Colorado AI Act with a disclosure-based law for consequential decisions in areas such as employment, lending, housing, insurance and healthcare.

Do now: Add notices, adverse-outcome explanations and a human review route to AI-assisted decisions.

Banking and paymentsHealthcareReal estate+2

Source
Standard

NIST AI Risk Management Framework

Guidance
  • Version 1.0: January 2023
  • Generative AI profile: July 2024

A voluntary US framework widely used to structure AI risk programmes: govern, map, measure, manage.

Do now: Use it as the backbone of your AI risk register if you have none.

All industries

Source
Saudi Arabia

PDPL and SDAIA AI governance

In force
  • Personal Data Protection Law: in force since September 2023
  • Draft Responsible AI Policy consultation: April to May 2026

No AI-specific law yet. SDAIA sets AI ethics principles and generative AI guidance, and personal data is governed by the PDPL.

Do now: Treat SDAIA principles as the expected standard, and track the Responsible AI Policy as it is finalised.

All industries

Source
UAE

UAE PDPL and AI guidance

In force
  • Federal data protection law (Decree-Law 45 of 2021): in force
  • UAE Charter for AI: 2024

A principles-based approach: data protection law, the national AI charter and sector guidance, including for financial institutions.

Do now: Check free-zone rules (DIFC, ADGM) where they apply, and sector regulator guidance for financial services.

All industries

Source
Australia

National AI Plan and Guidance for AI Adoption

Guidance
  • National AI Plan: 2 December 2025

Australia dropped the proposed mandatory guardrails for high-risk AI and relies on existing technology-neutral laws, voluntary guidance and a new AI Safety Institute.

Do now: Map agents against existing privacy, consumer and anti-discrimination law, and adopt the voluntary guidance as your baseline.

All industries

Source
Standard

ISO/IEC 42001 AI management system

Certifiable
  • Published: December 2023

The international, certifiable standard for running an AI management system. Increasingly asked for in enterprise procurement.

Do now: Use it to show customers and auditors that AI is governed, especially across several jurisdictions.

All industries

Source

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